
About Us
Sankul Capital Services Private Limited has been set up with the objective of providing financial services to the poorest of poor in the remotest village where formal channels of credit rarely reach. Sankul is a group of dedicated development professionals with more than two decades of experience in working closely with the communities in the area of community mobilization, health care and socio-economic development. The group’s mission is to help poor families come out of abject poverty in a sustainable manner by adopting a holistic approach to poverty eradication. Sankul believes in empowering the community to tackle their challenges without a dependency syndrome.
Banking For Your Needs
The bank that builds better relationships.

Financial Inclusion & Access to Banking Services
Duty or the obligations of business will frequently occur repudiated.

Financial and Allied Services
Duty or the obligations of business will frequently occur repudiated.

New Age Solutions
Duty or the obligations of business will frequently occur repudiated.
Our Team
Sankul aims to ensure that rural poor women are organised socially and empowered economically.

Consumer Loans
Manager

Consumer Loans
Manager

Consumer Loans
Manager

Consumer Loans
Manager
Our Team

" L H Manjunath Retired Banker with over 30 years of experience, development professional, innovator, CEO and architect of India’s largest SHG bank linkage program run by SKDRDP, Dharmasthala "
L H Manjunath Founder Director
" Gomatam Ravi is a Chemical Engineer with almost 40 years of experience in preparation of Technoeconomic feasibility studies and design and engineering for Oil and Gas, refineries, petrochemical and waste to energy plants."
Gomatam Ravi Member Advisory Board
Kumar Subramanian is an accomplished management consulting leader with more than 23 years of advisory experience across topics such as board effectiveness, executive compensation, sales force effectiveness, capital budgeting and mergers & acquisitions. In 2021, he co-founded Sculpt Partners, an ESG and impact advisory firm with offices in India and Singapore. The firm aims to tackle complex socio-environmental issues such as climate change, poverty, affordable health and nutrition, circular economy, among many others. Kumar's expertise is sought after by public-listed company boards, social enterprises, institutional investors and foundations. He is passionate about sustainability and serves on the advisory board of notable organisations focused on affordable education and financial inclusion.
Kumar Subramanian Member Advisory Board
"Sudeepta Kumar Pal, Supreme Court Lawyer with over 17 years experience in Real Estate Law, IPR Law, Constitutional Law, Arbitration and Service Laws, Highly successful retainer counsel for individuals and large entities"
Sudeepta Kumar Pal Member Advisory BoardSankul Capital Services Private Limited


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Success Stories
Success Stories

A True Pillar of Support – Saluting Our Seva Pratinidi!
In the heart of Swamika Village, Biram stands tall as a symbol of empowerment and transformation. As a Seva Pratinidi, she has become the voice of over 500 women across 52 Self-Help Groups, bridging dreams with opportunities through her unwavering dedication.
With Sankul Capital Services Pvt. Ltd. as her partner, Bhiram plays a dual role:
👉 Representing Sankul Capital Services by ensuring financial knowledge and assistance reaches the grassroots.
👉 Being the guiding light for SHG women, helping them navigate the path of financial independence and growth.
Her efforts are not just limited to numbers but extend to building a community where women feel empowered to dream, achieve, and lead. Through her work:
âś… Families are transforming their livelihoods.
âś… Women are discovering their potential.
âś… Communities are growing stronger together.
What makes her journey even more inspiring is her ability to earn a sustainable income of ₹6,000 to ₹10,000 monthly, proving that empowerment works both ways – for her and the women she supports.
Bhiram’s story is a testament to the change a determined woman can bring. We salute her for her invaluable contribution to making villages stronger and women self-reliant!
“Empower a woman, and she will empower the world.” Let’s celebrate Bhiram and all the incredible Seva Pratinidis who are the lifelines of rural empowerment.

LIC settles the death claim of Babita, an SHG Member of Sankul Capital Service
In a tragic incident, we regret to inform you that one of our SHG members, Babita, passed away on 27/08/2024. While her loss is irreplaceable for her family and us, our safety net ensured that the family did not suffer financially. The LIC policy we had provided against the loan sanctioned to her ensured that neither the family nor the SHG was burdened with the loan instalments after the member's demise. A similar event in the past would have pushed the family into a long cycle of debt and poverty.
Truly, Sankul stands with our members.

Deepmala, a determined housewife from Bahin village, achieved remarkable success with the support of JYOTI SHG. She secured a loan of Rs 1,45,000 to establish her own cosmetics/Garments shop. Today, Deepmala stands proudly alongside her husband, symbolizing her thriving business and inspiring her community. Witness the power of empowerment and transformation with Ms. Deepmala's incredible story.

Neeraj, a determined woman with a vision for success, embarked on a transformative journey with the support of Dristi Self-Help Group (SHG). With a loan amount of 35,000 rupees from her SHG, she courageously established her own general store, setting the stage for entrepreneurial success. While nurturing her business during the day, Neeraj’s commitment to education shone through as she dedicated her evenings to tutoring students, further contributing to her income and empowering young minds. Neeraj's inspiring story is a testament to the power of women's empowerment, demonstrating how financial support and a strong community network can enable individuals to overcome barriers, pursue their passions, and create a positive impact in both business and education.

Discover the inspiring story of Mukesh, a determined single parent from the vibrant village of Badha. When faced with challenges, she found solace and support through Sankul's Self-help group loan program. With a loan amount of 80,000 rupees, Mukesh fearlessly embarked on her entrepreneurial journey in the dairy business. Today, she not only thrives as a resilient entrepreneur but also creates a better future for her children, providing them access to quality education. Join us in celebrating Mukesh's inspiring journey, where strength and determination pave the way for transformation and empowerment in her community.
" Renuka Kumar Retired Director, Government of India with 40 years of experience including over a decade in National Rural Livelihood Mission, development professional, experience in large poverty eradication programs. "
Renuka Kumar Founder Director